Food & Beverage

Receive the best credit card processing rates in the industry.

Improve Customer Loyalty and Keep Your Business Growing

From food trucks and cafes to quick-serve restaurants and fine dining establishments, it can be difficult to build and keep a strong customer base. With Total Merchant Services, you can provide customers the convenience and security of all the ways to pay, while gaining access to marketing and management programs to help your business grow.


Get Paid

Lowest Payment Processing Rates

At Total Merchant Services, we understand that you want to make a profit on every transaction. That’s why we offer the lowest processing rates in the industry. Learn more.

Free Terminals and Readers

Don’t spend big bucks on the equipment needed to take customers’ credit and debit card payments. Total Merchant Services provides equipment to you at no cost. Learn more.

Point of Sale Systems

Accept all payment types with the added benefits of inventory management, tipping, payments splitting, and business intelligence software. Learn more.

Online Payments

Online payments enable you to accept telephone, mail order and online payments for packaged goods and more. Give your customers the full range of options while making payment processing easy and seamless. Learn more.

Which Payment Solution is Right for You?

Food Trucks and Mobile Sales

Food trucks and mobile or occasional food service providers can see their sales increase dramatically when they are able to accept credit cards and other payment types.

  • If you provide occasional traveling food service at bake sales or events, our PayAnywhere mobile solutions will help you accept payments anywhere.
  • If mobile food sales is your regular business and you want to provide printed receipts, then a Verifone VX680 wireless credit card reader will enable you to accept all payment types, including gift cards.
  • If mobile food sales is your established business and you want additional capabilities like inventory management, tipping, check splitting and robust sales analytics software, then the PayAnywhere Storefront POS system provides an easy, affordable and fully mobile solution.

Bakeries, Cafes and Location-Based Restaurants

  • If you haven’t been accepting credit card, NFC or chip card payments, you can get started quickly with a free Verifone VX 520 or Ingenico iCT220 countertop terminal. If you need more mobility, a Verifone VX680 wireless terminal provides all the benefits of a countertop terminal, without the cord. All three of these terminals accept all payment types and provide receipt printing.
  • As a small restaurant, you would benefit greatly from the capabilities of the PayAnywhere Storefront POS system, with features including inventory management, tipping, split payments and robust sales analytics software. Options include wireless connectivity to a cash drawer and receipt printer, which provides a complete and modern cash register system for your business.

Grow Your Sales

Loyalty Programs

Thank your steady customers with free meals, discounts and other promotions. Our programs help make building and maintaining customer loyalty easy. Learn more.

Gift Card Offering

Beloved by those who give and receive them alike, gift cards are a great way to spread the word about your great food and service. Learn more.

credit card processing for restaurants
credit card processing at bakeries

Manage Your Business

Sell Smarter with a Point of Sale System

To optimize your business, a point of sale solution provides powerful software to help you categorize offerings, manage your inventory, split payments, handle tips and track business performance. Financial reporting will show you what’s selling when, and additional tools can help you manage customer profiles and outreach. Learn more.

Cash Advance

At Total Merchant Services, we can help you get the quick cash you need with minimum fuss. Learn more.


Our Payments Hub portal can take the guesswork out of your business performance, helping you measure and project your sales. In addition, Payments Hub Insights can help you track the activities competitors, protect your online reputation and review detailed business data for your local market.

Let us help you grow your business.

Call 844-251-8740 or Contact Us.