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For the most part, consumers understand and accept the risks that come when they provide businesses with their data. The majority recognize that this sharing of personal information enables companies to tailor the customer experience. As long as it makes life a little easier and more fun with targeted song choices, weather forecasts, and product recommendations, they will go along for the ride.
Being as flexible and diverse as possible when it comes to payment processing is one sure way to attract and keep customers. After all, purchases are the lifeblood of your retail establishment. It might even be time to add accepting Bitcoin and other types of cryptocurrency payments into your business’s portfolio.
Identity theft and other types of credit card fraud are not just disturbing and disruptive to consumers, but they can also take a heavy financial toll on merchants and even jeopardize their solvency. If you own a business that accepts sales via a POS credit card reader, watch out for these signs of potential criminal behavior.
Your business line of credit is a vital safety net. It provides you with the security you need to navigate the ups and downs of running a restaurant or retail establishment. However, although it offers you a pool of funds you can utilize for any number of reasons, don’t spend up to your limit without understanding the consequences.