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Not so long ago, business owners were grappling with the decision of whether to accept debit and credit cards in their physical stores. Although just a few years have gone by, that concern seems virtually archaic now. That’s because technology is racing forward at such a mind-bending pace that entrepreneurs have no choice but to adapt and evolve if they want to succeed.
With each passing year, more and more consumers are buying some, if not all, of their goods and services online. In order to pay the merchants from whom they make their purchases, most customers are inputting their names, addresses, and credit card data numerous times over a broad range of ecommerce sites.
More and more people are using the internet these days to shop for products and services. However, many remain squeamish about the security of online payment processing. Fortunately, there are some steps you can take to ease their concerns and increase the likelihood that you will get online business.
If your business takes credit cards, you are processing payments numerous times a day. It goes without saying that, sooner rather than later, a customer’s card will be declined. Because this can happen for a number of reasons, it makes sense to understand these codes in order to know how to proceed.
Not so long ago, people purchased goods and services in one of two ways: via cash or check. Some used the services of banks to keep their money safe while others simply chose to squirrel it away in various places throughout their homes. When the time came to buy goods or services, people usually had to have all of the money required for small and medium-sized purchases on hand, with credit being reserved mostly for big-ticket items like homes.